Does Your Method Work....or....Do You Need PayOff(tm) To Reduce Your Debt To Income Ratio

In this example, $2650 is available to pay off bills. Select the bills that you believe should be paid off so that the total monthly payments will be reduced to the lowest amount possible. Click on the checkboxes in the "Select Bills To Pay Off" column to make your selections. Then click on the "Submit" button to see if yours is the best solution.

Amount Available To Pay Off Bills = $2,650

	Bill #	Monthly Payments	Balance Due	# Payments Behind	Select Bills To Pay Off
	1	$15	$434	0
	2	$50	$950	0
	3	$11	$233	0
	4	$16	$320	0
	5	$50	$852	1
	6	$58	$3439	0
	7	$40	$500	0
	8	$288	$300	0
	9	$155	$1919	2
	10	$126	$558	0
	11	$28	$554	0
	12	$29	$880	0
	13	$51	$1494	0
	14	$116	$3538	0

Revised: October 30, 2003.